Financial Planning
We see financial planning as the cornerstone of a secure and prosperous future. As a seasoned Registered Investment Adviser, we bring a wealth of expertise to the table, specializing in making personalized financial plans. Financial planning is more than just balancing budgets; it's about aligning your goals with a strategic roadmap for success. Whether it's wealth management, tax optimization, or navigating complex financial decisions, our commitment is to guide you towards financial well-being. Together, we'll navigate the intricate landscape of your financial goals, ensuring a path to prosperity that's both sound and tailored to your unique needs.
Financial organization at your fingertips.
Receive invitation-only access to the user-friendly Elements® Financial Monitoring app that helps you access ongoing financial advice where you receive quarterly progress reports to ensure you are heading in the right direction.
Our financial planning process consists of a key five-step system. We use the acronym 3DMD to highlight these steps, which include:
Define
In order to know you, from the very beginning we must review your entire financial picture. We will review your financial and legal documents, and your personal and family profiles in order to define your financial objectives and retirement goals. We believe in setting realistic goals, and by working together throughout the planning process, we will develop a financial plan that best fits your style and achieves your goals.
Design
We will design a unique investment plan that is tailored specifically to meet your individual financial objectives and risk tolerance. Investments are not one-size-fits-all. We will match your investment objectives with the appropriate level of risk. Also, we will periodically review your investment plan and make changes as needed.
"The best way to predict your future is to create it."
- Peter Drucker
Discuss
Communication is the key to success in your plan. We will regularly review your current portfolio, as well as your entire financial landscape, item by item. Our goal is to help you make informed decisions about your investments. Special care will be taken in mitigating the riskiest assets first and then aligning the portfolio as we have agreed upon to meet your stated goals.
Monitor
Monitoring your investments and financial plan is an ongoing requirement. We will stay in touch with each other on a regular basis. We will have periodic meetings to review your overall financial picture as well as explore any changes needed to your goals or investments.
Deliver
We will provide continuous tracking of your investments and financial plan as required, provide periodic reviews, and regular performance reporting. Performance reports will be sent to you at least quarterly comparing the performance of your investments against appropriate benchmarks. We’re here to help you and to provide honest financial advice when you need us.
Our 3DMD system offers a personalized and meticulous approach to financial planning. From defining objectives to designing a tailored investment plan, ongoing discussions prioritize informed decisions. Through continuous monitoring, we adapt your financial plan to changing circumstances, and deliver transparent performance reporting. With open communication and dedication to honest advice, we stand by you, ensuring your financial journey aligns with aspirations in life's dynamic landscape.